@import"https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,400;0,500;0,600;0,700;1,400;1,500;1,600&family=DM+Sans:wght@400;450;500;550;600;650;700&display=swap";:root{font-family:DM Sans,system-ui,sans-serif;color:#eeece9;background:#090b10;font-synthesis:none;font-weight:400;--rose: #d2004e;--teal: #00b5b5;--orange: #f68c36;--muted: #9b9da7;--line: rgba(255, 255, 255, .09);--display: "Cormorant Garamond", Georgia, serif;color-scheme:dark}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:106px}body{margin:0}button,a{-webkit-tap-highlight-color:transparent}a{color:inherit;text-decoration:none}button{font:inherit;color:inherit;cursor:pointer}button,a{touch-action:manipulation}button:focus-visible,a:focus-visible,[tabindex="-1"]:focus-visible{outline:2px solid var(--teal);outline-offset:6px}button{border:0}p,h1,h2,h3,h4,h5{margin:0}img{display:block;max-width:100%}h1,h2{font-family:var(--display);font-weight:500;letter-spacing:-.035em;line-height:1.05}h1 em,h2 em,h3 em,h4 em{font-weight:400;color:var(--teal)}h2{font-size:clamp(2.5rem,4.6vw,3.85rem)}[hidden]{display:none!important}.container{width:min(1200px,calc(100% - 80px));margin-inline:auto}.section-space{padding:90px 0}.eyebrow{display:block;color:var(--teal);font-size:10px;letter-spacing:.19em;font-weight:650;line-height:1.6}.button{display:inline-flex;align-items:center;justify-content:center;gap:16px;border:1px solid transparent;border-radius:7px;background:var(--rose);padding:15px 22px;font-size:13px;line-height:1.5;font-weight:600;color:#fff;transition:background .2s,transform .2s,box-shadow .2s;min-height:48px}.button:hover{background:#ea0a62;transform:translateY(-2px);box-shadow:0 6px 28px #d2004e28}.button:active{transform:translateY(0)}.button-small{font-size:12px;padding:11px 17px;min-height:43px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:fixed;top:-100px;left:16px;background:var(--rose);padding:12px 20px;z-index:100}.skip-link:focus{top:12px}.navigation{position:sticky;top:0;z-index:20;background:#090b10ef;-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);border-bottom:1px solid var(--line)}.nav-inner{height:88px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand-lockup{display:flex;align-items:center;gap:25px}.brand-lockup img{width:205px;height:auto}.partner-label{border-left:1px solid #ffffff26;padding-left:25px;line-height:1.55;font-size:11px;color:#9296a0}.partner-label strong{display:block;font-weight:550;color:#e5e3e0;font-size:14px;letter-spacing:.015em}.nav-book{padding:11px 18px;min-height:42px;font-size:12px;gap:12px}.hero{position:relative;overflow:hidden;min-height:530px;display:flex;align-items:center;background:#0a0d13}.hero-image{position:absolute;top:0;right:0;bottom:0;left:20%;opacity:.75}.hero-image img{height:100%;width:100%;object-fit:cover;object-position:70% 50%}.hero-shade{position:absolute;top:0;right:0;bottom:0;left:0;background:linear-gradient(90deg,#090b10 2%,#090b10f5 23%,#090b10bd 43%,#090b1035 75%,#090b1038),linear-gradient(0deg,#090b10 0%,transparent 30%)}.hero-content{position:relative;z-index:1;padding-top:65px;padding-bottom:78px}.hero-eyebrow{display:flex;align-items:center;gap:9px;margin-bottom:25px}.hero-eyebrow>span{height:5px;width:5px;background:var(--teal);border-radius:50%;box-shadow:0 0 12px #00b5b599}.hero h1{font-size:clamp(3.4rem,6.3vw,5.5rem);max-width:830px;line-height:1.025}.hero h1 em{display:inline-block}.hero p{font-size:15px;line-height:1.8;max-width:430px;color:#b8bbc3;margin-top:25px}.hero-button{margin-top:29px;gap:22px}.hero-bottom-line{position:absolute;bottom:0;left:calc((100% - min(1200px,100% - 80px))/2);width:100%;height:1px;background:linear-gradient(90deg,#00b5b53b,transparent 75%)}.section-heading{margin-bottom:32px;scroll-margin-top:112px}.section-heading .eyebrow{margin-bottom:13px}.section-heading p{color:var(--muted);font-size:14px;line-height:1.7;margin-top:15px}.selector-section{background:radial-gradient(ellipse at 5% 30%,#00b5b504,transparent 50%),#090b10;padding-top:69px;padding-bottom:66px}.selector-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.selector-card{position:relative;display:flex;text-align:left;flex-direction:column;align-items:flex-start;background:linear-gradient(135deg,#151820,#111319);border:1px solid #ffffff14;border-radius:12px;padding:27px 26px 23px;transition:border-color .22s,background .22s,transform .22s,box-shadow .22s;isolation:isolate;min-height:334px;--path-colour: var(--teal)}.selector-card:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:radial-gradient(ellipse at 12% 0%,color-mix(in srgb,var(--path-colour) 9%,transparent),transparent 70%);border-radius:inherit;z-index:-1}.selector-psc{--path-colour: var(--orange)}.selector-consultant{--path-colour: #ed538b}.selector-card:hover{transform:translateY(-4px);border-color:color-mix(in srgb,var(--path-colour) 55%,transparent);box-shadow:0 10px 25px #0002}.selector-card.selected{border-color:var(--path-colour);background:linear-gradient(135deg,color-mix(in srgb,var(--path-colour) 8%,#151820),#111319);box-shadow:0 0 0 1px color-mix(in srgb,var(--path-colour) 15%,transparent)}.selector-card-top{display:flex;justify-content:space-between;align-items:center;width:100%;margin-bottom:22px}.icon-tile{display:inline-flex;align-items:center;justify-content:center;width:48px;height:48px;border-radius:11px;border:1px solid #00b5b521;background:#00b5b50b;color:var(--teal);box-shadow:0 0 23px #00b5b509}.selector-card .icon-tile{color:var(--path-colour);border-color:color-mix(in srgb,var(--path-colour) 20%,transparent);background:color-mix(in srgb,var(--path-colour) 8%,transparent);box-shadow:0 0 20px color-mix(in srgb,var(--path-colour) 5%,transparent)}.selection-indicator{width:22px;height:22px;border:1px solid #ffffff26;border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff}.selected .selection-indicator{background:var(--path-colour);border-color:var(--path-colour)}.selector-title{font-family:var(--display);font-size:27px;font-weight:600;line-height:1.1;letter-spacing:-.02em;max-width:280px}.selector-subtitle{font-size:11px;color:var(--path-colour);line-height:1.6;margin-top:7px}.selector-summary{font-size:12px;line-height:1.85;color:#a4a7b1;margin-top:16px;margin-bottom:25px}.selector-action{display:flex;align-items:center;gap:12px;font-size:11px;font-weight:600;color:var(--path-colour);margin-top:auto;padding-top:17px;width:100%;border-top:1px solid #ffffff0c}.selector-action svg{margin-left:auto}.selection-hint{font-size:11px;color:#777c87;display:flex;justify-content:center;align-items:center;gap:8px;margin-top:22px}.path-panel{scroll-margin-top:110px;margin-top:32px;border-top:1px solid var(--line);padding-top:28px;animation:panel-in .35s ease both}.panel-topline{display:flex;align-items:center;justify-content:space-between}.change-link{background:transparent;color:#b4b6bd;font-size:11px;display:flex;align-items:center;gap:6px;padding:10px 0 10px 14px;text-decoration:underline;text-underline-offset:4px;min-height:40px}.change-link:hover{color:#fff}.panel-heading{display:grid;grid-template-columns:.8fr 1.2fr;gap:50px;margin-top:16px;margin-bottom:30px;align-items:start}.panel-heading h3{font-family:var(--display);font-size:37px;line-height:1.15;letter-spacing:-.025em;font-weight:500}.panel-heading h3 em{display:block;font-size:23px;margin-top:7px}.panel-heading>p{font-size:13px;line-height:1.9;color:#b5b7bf}.product-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.product-card{border:1px solid var(--line);border-radius:10px;background:#12151c;padding:24px;display:flex;flex-direction:column;min-height:287px}.product-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:22px}.card-count{font-size:10px;letter-spacing:.05em;color:#585e6c}.product-card h4{font-size:16px;line-height:1.5;font-weight:550;letter-spacing:-.02em}.product-description{font-size:12px;line-height:1.9;color:#a8abb4;margin-top:10px;margin-bottom:22px}.payment-line{display:flex;align-items:flex-start;gap:8px;border-top:1px solid #ffffff0c;padding-top:15px;margin-top:auto}.payment-dot{width:4px;height:4px;flex:none;background:var(--teal);border-radius:50%;margin-top:7px}.payment-line p{font-size:10px;line-height:1.8;color:#8e9ca5}.icon-heart{color:#ec6593;background:#d2004e0d;border-color:#d2004e26;box-shadow:0 0 20px #d2004e08}.icon-shield{color:var(--orange);background:#f68c360a;border-color:#f68c3626;box-shadow:0 0 20px #f68c3608}.icon-indemnity{color:#b29dec;background:#9175e90c;border-color:#9175e926}.qualification{display:flex;align-items:flex-start;gap:9px;font-size:11px;color:#89929c;line-height:1.8;margin-top:21px;max-width:1000px}.qualification svg{color:var(--teal);flex-shrink:0;margin-top:2px}.path-cta{display:flex;align-items:center;justify-content:center;gap:24px;padding:28px 0 0}.path-cta p{font-size:13px;color:#c4c5cb}.income-panel{display:grid;grid-template-columns:.85fr 1.15fr;gap:60px;border:1px solid #00b5b526;border-radius:10px;padding:32px;margin-top:22px;background:linear-gradient(120deg,#00b5b506,#14171f)}.income-header h4{font-family:var(--display);font-size:34px;font-weight:500;letter-spacing:-.02em;line-height:1.12;margin-top:13px}.income-header h4 em{display:block}.income-header>p{font-size:12px;color:#929ba5;line-height:1.9;margin-top:17px;max-width:260px}.income-steps{list-style:none;padding:0;margin:0}.income-steps li{display:flex;position:relative;gap:17px;padding-bottom:28px}.income-steps li:last-child{padding-bottom:0}.step-number{width:35px;height:35px;background:#00b5b50d;color:var(--teal);border:1px solid #00b5b526;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:11px;flex:none}.income-steps h5{font-size:13px;font-weight:550;line-height:1.6;padding-top:6px}.income-steps p{font-size:11px;color:#98a1ab;line-height:1.85;margin-top:7px}.step-arrow{position:absolute;left:8px;bottom:5px;color:#00b5b540}.team-section{border-top:1px solid var(--line);background:#0d0f15;padding-top:65px;padding-bottom:48px}.team-section .section-heading{margin-bottom:30px}.adviser-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.adviser-card{display:flex;border-radius:11px;border:1px solid var(--line);overflow:hidden;background:#14171e;min-height:270px}.adviser-portrait{width:37%;flex:none;overflow:hidden;background:#171c23}.adviser-portrait img{width:100%;height:100%;object-fit:cover;object-position:center 28%;filter:saturate(.7)}.adviser-info{padding:25px 22px;display:flex;flex-direction:column;align-items:flex-start}.adviser-info h3{font-family:var(--display);font-size:27px;letter-spacing:-.025em;font-weight:500}.adviser-role{font-size:10px;line-height:1.7;color:#8f95a1;margin-top:6px;max-width:220px}.contact-links{display:flex;flex-direction:column;gap:10px;margin-top:19px;margin-bottom:20px}.contact-links a{display:flex;align-items:center;gap:9px;font-size:11px;line-height:1.5;color:#b7bdc7;overflow-wrap:anywhere}.contact-links svg{color:var(--teal);flex-shrink:0}.contact-links a:hover{color:#fff}.adviser-info .button{margin-top:auto}.trust-row{display:flex;flex-direction:column;align-items:center;margin-top:30px;gap:13px}.trustpilot{display:flex;align-items:center;justify-content:center;flex-wrap:wrap;gap:14px;font-size:11px;color:#c9ccd2}.trustpilot-name{display:flex;align-items:center;gap:3px;font-size:17px;font-weight:600;color:#eeece9}.trustpilot-name>svg{color:#00b67a}.trust-stars{display:flex;gap:3px}.trust-stars>span{display:flex;align-items:center;justify-content:center;background:#00b67a;width:22px;height:22px}.trustpilot strong{font-weight:550;text-decoration:underline;text-underline-offset:4px}.trust-row>p{font-size:11px;color:#858c98;text-align:center}.booking-section{position:relative;text-align:center;padding:74px 0 77px;overflow:hidden;background:#090b10}.booking-bg{position:absolute;top:0;right:0;bottom:0;left:0;background:linear-gradient(90deg,#090b10f5,#090b10d9,#090b10f5),url(/images/cta-stethoscope.webp) center/cover;opacity:.8}.booking-content{position:relative;z-index:1}.booking-content .eyebrow{margin-bottom:17px}.booking-content h2{font-size:clamp(2.4rem,5vw,4rem)}.booking-content>p{color:#9aa0ab;font-size:14px;line-height:1.8;margin-top:19px;margin-bottom:26px}.footer{border-top:1px solid var(--line);padding:43px 0 24px;background:#080a0e}.footer-top{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:40px;align-items:start}.footer-top img{width:180px;height:auto}.footer-partner{font-size:10px;color:#7e8691;margin-top:11px}.footer-contact{display:flex;flex-direction:column;gap:10px;font-size:12px;color:#aab0bb;padding-top:4px}.footer-contact a:hover{color:var(--teal)}.footer address{font-style:normal;font-size:11px;line-height:1.9;color:#7e8794;padding-top:4px}.compliance{margin-top:31px;border-top:1px solid var(--line);padding-top:24px}.regulated{display:flex;align-items:center;gap:8px;color:#9aa3ad;font-size:10px;margin-bottom:14px}.regulated svg{color:var(--teal)}.compliance p{font-size:10px;line-height:1.9;color:#737d8c;max-width:1100px}.compliance p+p{margin-top:9px}.footer-bottom{display:flex;justify-content:space-between;gap:20px;font-size:9px;color:#596372;border-top:1px solid #ffffff08;margin-top:23px;padding-top:19px}.reveal{opacity:0;transform:translateY(18px);transition:opacity .65s ease,transform .65s ease}.reveal.is-visible{opacity:1;transform:none}@keyframes panel-in{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}@media(min-width:1440px){.hero{min-height:570px}.hero-content{padding-top:80px;padding-bottom:93px}}@media(max-width:1050px){.container{width:calc(100% - 56px)}.hero-image{top:0;right:0;bottom:0;left:10%}.hero h1{font-size:4.4rem}.selector-card{padding:23px 21px}.selector-title{font-size:25px}.adviser-card{min-height:300px}.adviser-portrait{width:31%}.adviser-info{padding:24px 17px}.contact-links a{font-size:10px}.adviser-info h3{font-size:25px}.panel-heading{gap:30px}.product-card{padding:21px}.hero-bottom-line{left:28px}}@media(max-width:780px){.container{width:calc(100% - 40px)}.nav-inner{height:78px;gap:15px}.brand-lockup{gap:14px}.brand-lockup img{width:168px}.partner-label{padding-left:14px;font-size:9px}.partner-label strong{font-size:12px}.nav-book{font-size:11px;padding:10px 13px;gap:8px}.hero{min-height:480px}.hero h1{font-size:3.8rem}.hero-content{padding-top:62px;padding-bottom:64px}.hero p{font-size:14px;max-width:350px}.selector-grid{gap:12px}.selector-card{padding:22px 16px;min-height:375px}.selector-title{font-size:23px}.selector-summary{font-size:11px}.selector-subtitle{font-size:10px}.selector-card-top{margin-bottom:19px}.selector-action{font-size:10px;gap:5px}.product-grid{grid-template-columns:1fr 1fr}.product-grid.three-products{grid-template-columns:1fr}.three-products .product-card{min-height:auto}.panel-heading{grid-template-columns:1fr;gap:19px}.panel-heading>p{max-width:650px}.income-panel{grid-template-columns:1fr;gap:27px;padding:27px}.income-header>p{max-width:none}.income-header h4 em{display:inline}.adviser-grid{grid-template-columns:1fr}.adviser-card{min-height:275px}.adviser-portrait{width:36%}.adviser-info{padding:26px}.adviser-info h3{font-size:29px}.contact-links a{font-size:12px}.adviser-role{font-size:11px}.footer-top{grid-template-columns:1fr 1fr;gap:25px}.footer address{grid-column:2}.footer-contact{font-size:11px}.section-space{padding-top:60px;padding-bottom:50px}.hero-bottom-line{left:20px}}@media(max-width:580px){html{scroll-padding-top:100px}.container{width:calc(100% - 36px)}.nav-inner{height:81px;gap:8px}.brand-lockup{flex-direction:column;gap:5px;align-items:flex-start}.brand-lockup img{width:151px}.partner-label{padding:0;border:0;font-size:8px;letter-spacing:.01em}.partner-label strong{font-size:9px;display:inline}.nav-book{padding:10px 12px;font-size:10px;min-height:39px}.hero{min-height:495px;align-items:flex-start}.hero-image{top:0;right:0;bottom:0;left:0;opacity:.48}.hero-image img{object-position:65% 50%}.hero-shade{background:linear-gradient(90deg,#090b10ef,#090b10b0 65%,#090b1070),linear-gradient(0deg,#090b10,transparent 80%)}.hero-content{padding-top:61px;padding-bottom:57px}.hero-eyebrow{font-size:9px;margin-bottom:23px}.hero h1{font-size:clamp(3rem,10.5vw,3.8rem);max-width:430px;line-height:1.04}.hero h1 em{max-width:350px}.hero p{font-size:13px;line-height:1.85;max-width:320px;margin-top:22px}.hero-button{margin-top:25px;font-size:12px;padding:14px 19px}.selector-section{padding-top:47px;padding-bottom:42px}.section-heading{margin-bottom:26px}.section-heading .eyebrow{font-size:9px}.section-heading h2{font-size:42px}.section-heading p{font-size:12px;margin-top:13px}.selector-grid{grid-template-columns:1fr;gap:13px}.selector-card{min-height:0;padding:22px 23px}.selector-card-top{margin-bottom:17px}.selector-title{font-size:28px;max-width:310px}.selector-subtitle{font-size:11px}.selector-summary{font-size:12px;line-height:1.85;margin-top:13px;margin-bottom:18px}.selector-action{font-size:11px;padding-top:14px}.icon-tile{width:43px;height:43px}.selection-hint{font-size:10px;margin-top:21px}.path-panel{margin-top:28px;padding-top:20px}.panel-heading h3{font-size:34px}.panel-heading h3 em{font-size:21px}.panel-heading>p{font-size:12px;line-height:1.9}.product-grid{grid-template-columns:1fr;gap:12px}.product-card{min-height:0;padding:23px}.product-top{margin-bottom:16px}.product-card h4{font-size:16px}.product-description{font-size:12px;margin-bottom:20px}.payment-line p{font-size:11px}.path-cta{flex-direction:column;gap:17px;padding-top:26px}.path-cta p{font-size:12px}.path-cta .button{max-width:100%;font-size:11px;gap:12px;padding:14px 17px}.qualification{font-size:10px;margin-top:17px}.income-panel{padding:23px;gap:25px}.income-header h4{font-size:31px}.income-steps p{font-size:11px}.income-steps h5{font-size:12px}.team-section{padding-top:46px;padding-bottom:35px}.adviser-grid{gap:16px}.adviser-card{min-height:0;flex-direction:column}.adviser-portrait{width:100%;height:240px}.adviser-portrait img{object-position:center 27%;height:100%;width:100%}.adviser-info{padding:25px;width:100%}.adviser-role{max-width:none}.adviser-info h3{font-size:30px}.contact-links{margin-top:18px;margin-bottom:22px;gap:11px}.contact-links a{font-size:12px}.adviser-info .button{min-width:155px}.trust-row{margin-top:25px;gap:15px}.trustpilot{gap:10px 12px;font-size:10px}.trustpilot-name{font-size:15px}.trust-stars>span{height:20px;width:20px}.trustpilot>span:last-child{flex-basis:100%;text-align:center}.trust-row>p{font-size:10px}.booking-section{padding:53px 0 57px}.booking-content h2{font-size:43px;max-width:350px;margin-inline:auto}.booking-content h2 em{display:block}.booking-content>p{font-size:12px;margin-top:18px;margin-bottom:24px}.booking-content .eyebrow{font-size:9px}.footer{padding-top:33px}.footer-top{grid-template-columns:1fr;gap:23px}.footer-top img{width:164px}.footer-contact{font-size:12px;gap:9px}.footer address{grid-column:auto;font-size:11px}.compliance{margin-top:26px;padding-top:21px}.compliance p{font-size:10px;line-height:1.9}.footer-bottom{flex-direction:column;gap:9px;font-size:9px}.hero-bottom-line{left:18px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto!important}*,*:before,*:after{animation:none!important;transition:none!important;scroll-behavior:auto!important}.reveal{opacity:1;transform:none}.button:hover,.selector-card:hover{transform:none}}@media(min-width:581px)and (max-width:780px){.selector-grid{grid-template-columns:1fr}.selector-card{min-height:0;padding:24px}.selector-title{font-size:28px;max-width:none}.selector-summary{font-size:12px;margin-bottom:20px}.selector-subtitle,.selector-action{font-size:11px}}.product-card .detail-toggle{display:inline-flex;align-items:center;gap:7px;margin-top:16px;padding:8px 11px 8px 9px;min-height:36px;border:1px solid #ffffff1c;border-radius:6px;background:#ffffff05;color:#c9cdd5;font-size:10.5px;font-weight:550;letter-spacing:.01em;transition:border-color .2s ease,background .2s ease,color .2s ease}.product-card .detail-toggle:hover{border-color:#00b5b566;background:#00b5b50a;color:#eff1f4}.product-card .detail-toggle[aria-expanded=true]{color:#f2f4f7;border-color:#00b5b54d}.detail-chevron{transition:transform .24s ease;opacity:.75}.detail-toggle[aria-expanded=true] .detail-chevron{transform:rotate(180deg)}.detail-panel{margin-top:14px;padding-top:14px;border-top:1px solid #ffffff12;animation:detail-in .24s ease both}.detail-panel dl{margin:0;display:grid;gap:13px}.detail-panel dt{font-size:9px;letter-spacing:.15em;text-transform:uppercase;font-weight:650;color:#00b5b5;margin-bottom:4px}.detail-panel dd{margin:0;font-size:11.5px;line-height:1.8;color:#a7acb6}@keyframes detail-in{0%{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:none}}.needs-section{border-top:1px solid var(--line);background:#0b0e14}.needs-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;background:#ffffff0e;border:1px solid #ffffff0e;border-radius:11px;overflow:hidden;margin-top:34px}.need-card{background:#0d1017;padding:24px 24px 26px}.need-card h3{font-size:12.5px;font-weight:600;color:#eceae6;line-height:1.5;margin-bottom:8px}.need-card p{font-size:11.5px;line-height:1.8;color:#9aa0ab}.needs-note{margin-top:22px;border-left:2px solid #ffffff1f;padding-left:16px;max-width:760px}.needs-note p{font-size:10.5px;line-height:1.85;color:#7f8794}@media(max-width:900px){.needs-grid{grid-template-columns:1fr 1fr}}@media(max-width:640px){.needs-grid{grid-template-columns:1fr}.product-card .detail-toggle{width:100%;justify-content:center}.detail-chevron{margin-left:auto}}.product-scenario{margin:0 0 18px;font-size:11.5px;line-height:1.8;color:#bbc0c9}.product-scenario span{display:block;margin-bottom:5px;font-size:9px;font-weight:650;letter-spacing:.13em;text-transform:uppercase;color:var(--teal)}.need-card h3:before{content:"";display:block;width:22px;height:2px;background:var(--orange);margin-bottom:14px}@media(prefers-reduced-motion:reduce){.detail-panel,.detail-chevron,.detail-toggle{animation:none;transition:none}}.product-grid{align-items:stretch}.product-card:not(.is-open) .product-description{min-height:3.8em}.product-card:not(.is-open) .product-scenario{min-height:5.4em}@media(max-width:640px){.product-card:not(.is-open) .product-description,.product-card:not(.is-open) .product-scenario{min-height:0}}@media(min-width:581px){.product-card .payment-line{min-height:70px}}.panel-mortgage{margin:0 0 26px;padding:22px 24px;border:1px solid #f68c3626;border-left:2px solid var(--orange);border-radius:9px;background:#f68c3605;display:grid;grid-template-columns:.8fr 1.2fr;gap:8px 30px;align-items:start}.panel-mortgage-head .eyebrow{color:var(--orange)}.panel-mortgage-head h4{font-family:var(--display);font-size:25px;font-weight:500;line-height:1.3;margin-top:8px}.panel-mortgage-head h4 em{color:var(--orange);font-style:italic}.panel-mortgage-lead{font-size:13px;line-height:1.8;color:#dde1e7}.panel-mortgage-scope{font-size:11.5px;line-height:1.8;color:#a9b1bd;margin-top:8px;grid-column:2}.panel-mortgage-warning{font-size:11px;font-weight:550;line-height:1.7;color:#d3d6dc;margin-top:12px;grid-column:1 / -1;padding-left:12px;border-left:2px solid var(--orange)}@media(max-width:820px){.panel-mortgage{grid-template-columns:1fr;padding:20px}.panel-mortgage-scope{grid-column:1}}.income-example{margin:0 0 28px;padding:24px;border:1px solid #00b5b526;border-radius:11px;background:linear-gradient(130deg,#00b5b507,#12151c)}.income-example h4{font-family:var(--display);font-weight:500;font-size:29px;line-height:1.25;margin:12px 0}.income-example h4 em{color:var(--teal)}.example-intro{font-size:12px;line-height:1.8;color:#b9bdc6;max-width:800px}.sickpay-stages{list-style:none;padding:0;margin:22px 0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.sickpay-stages li{padding:18px;background:#0b0e1480;border:1px solid var(--line);border-radius:8px}.sickpay-period{font-size:10px;letter-spacing:.09em;color:var(--teal);text-transform:uppercase}.sickpay-stages h5{font-size:14px;line-height:1.5;margin-top:7px}.sickpay-stages p{font-size:11.5px;line-height:1.8;color:#aeb4bf}.sickpay-bar{height:5px;background:#ffffff12;border-radius:3px;margin:18px 0}.sickpay-bar span{display:block;height:100%;border-radius:3px;background:var(--teal)}.sickpay-half .sickpay-bar span{width:50%;background:var(--orange)}.sickpay-none .sickpay-bar span{width:0}.sickpay-help{margin-top:14px;padding-top:14px;border-top:1px solid var(--line)}.sickpay-help strong,.cashflow-example strong{display:block;color:#dde1e7;font-weight:550;font-size:11px;margin-bottom:5px}.example-note{font-size:10.5px;line-height:1.85;color:#9ba3b0}.example-source{display:inline-block;margin-top:8px;font-size:10.5px;color:#9fc9c9;text-decoration:underline;text-underline-offset:3px}.example-private-note{font-size:12px;line-height:1.8;color:#d3d8df;margin-bottom:14px;border-left:2px solid var(--orange);padding-left:12px}.cashflow-example{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;margin:18px 0}.cashflow-example p{font-size:12px;line-height:1.85;color:#b9bdc6}.scenario-solution{display:block;margin-top:8px;color:#c6d6d8}.product-scenario .scenario-solution{color:#c6d6d8;font-size:11.5px;font-weight:400;letter-spacing:0;text-transform:none}@media(max-width:800px){.sickpay-stages,.cashflow-example{grid-template-columns:1fr}}@media(max-width:640px){.income-example{padding:20px}.income-example h4{font-size:26px}}.claims-section{border-top:1px solid var(--line);background:#0b0e14}#claims{scroll-margin-top:135px}.claims-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:32px}.claim-card{display:flex;flex-direction:column;align-items:flex-start;background:#12151c;border:1px solid var(--line);border-radius:10px;padding:24px}.claim-period{display:block;font-size:10px;line-height:1.6;color:#acb4c1;letter-spacing:.04em}.claim-value{font-family:var(--display);font-size:52px;line-height:1.25;color:var(--teal);font-weight:500;margin:10px 0}.claim-card h3{font-size:14px;line-height:1.6;font-weight:550}.claim-card p{font-size:11.5px;line-height:1.8;color:#aeb6c1;margin:10px 0 18px}.claim-source{display:inline-block;color:#a1cdcc;font-size:10.5px;line-height:1.7;text-decoration:underline;text-underline-offset:3px}.claim-card .claim-source{margin-top:auto}.claims-caveat{font-size:11px;line-height:1.8;color:#a5aebb;margin:18px 0 30px;max-width:850px}.medical-claims-evidence{display:grid;grid-template-columns:.65fr 1.35fr;gap:32px;border:1px solid #f68c3626;border-left:3px solid var(--orange);border-radius:8px;padding:26px;background:#f68c3605}.medical-claims-number .eyebrow{color:var(--orange)}.medical-claims-number strong{display:block;font-family:var(--display);font-size:47px;font-weight:500;line-height:1.3;color:#f5eee5;margin:10px 0}.medical-claims-evidence h3{font-size:15px;line-height:1.7;font-weight:550}.medical-claims-evidence p{font-size:11.5px;line-height:1.9;color:#b6bdc7;margin:10px 0}.medical-claims-evidence .medical-claims-distinction{color:#939eac}.icp-section>.medical-claims-evidence{margin:22px 0 28px}@media(max-width:800px){.claims-grid,.medical-claims-evidence{grid-template-columns:1fr}.medical-claims-evidence{gap:18px}}@media(max-width:580px){#claims{scroll-margin-top:135px}.claim-value{font-size:46px}.claim-card,.medical-claims-evidence{padding:21px}}
